:root{--navy:#0b1739;--blue:#185adb;--sky:#eaf2ff;--gold:#f4a21d;--ink:#182033;--muted:#647087;--line:#dfe5ef;--paper:#fff;--soft:#f6f8fc;--max:1180px;--radius:20px;--shadow:0 16px 44px rgba(11,23,57,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(calc(100% - 40px),var(--max));margin:auto}.topbar{background:var(--navy);color:#dfe7ff;font-size:13px}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(223,229,239,.9)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:76px}.brand{display:flex;align-items:center;gap:12px;font-weight:850;letter-spacing:-.02em}.brand-mark{width:42px;height:42px;border-radius:14px;background:linear-gradient(145deg,var(--blue),#6a8fff);display:grid;place-items:center;color:white;box-shadow:0 10px 25px rgba(24,90,219,.24)}.brand-mark svg{width:30px}.brand small{display:block;font-size:11px;color:var(--muted);letter-spacing:.12em;text-transform:uppercase}.nav-links{display:flex;align-items:center;gap:28px;font-weight:650;font-size:14px}.nav-links a:hover{color:var(--blue)}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 19px;font-weight:750}.nav-cta{background:var(--navy);color:white}.menu-btn{display:none;border:0;background:transparent;font-size:26px}.hero{position:relative;overflow:hidden;background:linear-gradient(140deg,#f8fbff 0%,#eef4ff 55%,#fff8ea 100%);padding:92px 0 80px}.hero:after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:-130px;top:-160px;background:radial-gradient(circle,rgba(244,162,29,.25),rgba(244,162,29,0) 68%)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center;position:relative;z-index:1}.eyebrow{display:inline-flex;align-items:center;gap:9px;color:var(--blue);font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.12em}.eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}h1,h2,h3{color:var(--navy);line-height:1.14;letter-spacing:-.035em;margin:0 0 18px}h1{font-size:clamp(43px,6vw,72px)}h2{font-size:clamp(32px,4vw,48px)}h3{font-size:22px}.lead{font-size:20px;color:#4d5870;max-width:680px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}.btn-primary{background:var(--blue);color:#fff;box-shadow:0 13px 28px rgba(24,90,219,.23)}.btn-secondary{background:#fff;border:1px solid var(--line)}.hero-panel{background:rgba(255,255,255,.88);border:1px solid rgba(255,255,255,.9);border-radius:28px;padding:28px;box-shadow:var(--shadow)}.signal-row{display:flex;justify-content:space-between;align-items:center;padding:17px 0;border-bottom:1px solid var(--line)}.signal-row:last-child{border:0}.signal-icon{width:46px;height:46px;border-radius:15px;background:var(--sky);display:grid;place-items:center;color:var(--blue);font-weight:900}.signal-row strong{display:block;color:var(--navy)}.signal-row span{font-size:13px;color:var(--muted)}.trust-strip{border-bottom:1px solid var(--line);background:white}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-item{padding:23px 18px;border-right:1px solid var(--line);text-align:center}.trust-item:last-child{border:0}.trust-item strong{display:block;color:var(--navy);font-size:17px}.trust-item span{color:var(--muted);font-size:13px}.section{padding:84px 0}.section-soft{background:var(--soft)}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:38px}.section-head p{max-width:600px;color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 8px 25px rgba(11,23,57,.04);transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card-kicker{font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:var(--blue);font-weight:800}.card p{color:var(--muted)}.card-link{color:var(--blue);font-weight:800}.category-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.category{padding:25px;border:1px solid var(--line);border-radius:18px;background:#fff}.category .num{font-size:12px;font-weight:850;color:var(--gold)}.category h3{font-size:19px;margin:12px 0 6px}.category p{font-size:14px;color:var(--muted);margin:0}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:steps}.process-step{position:relative;padding:28px 25px;background:#fff;border:1px solid var(--line);border-radius:20px}.process-step:before{counter-increment:steps;content:"0" counter(steps);display:inline-block;color:var(--blue);font-size:13px;font-weight:900;letter-spacing:.1em;margin-bottom:35px}.process-step p{color:var(--muted);font-size:14px}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.insight-box{background:var(--navy);color:white;padding:42px;border-radius:26px}.insight-box h2,.insight-box h3{color:white}.insight-box p{color:#c9d4f2}.check-list{display:grid;gap:13px;padding:0;margin:24px 0 0;list-style:none}.check-list li{display:flex;gap:11px}.check-list li:before{content:"✓";color:var(--gold);font-weight:900}.newsletter{background:linear-gradient(120deg,var(--blue),#2942a8);color:white;border-radius:28px;padding:50px;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}.newsletter h2{color:white;font-size:37px}.newsletter p{color:#dbe5ff;margin:0}.newsletter-form{display:flex;background:white;border-radius:999px;padding:5px;min-width:390px}.newsletter-form input{border:0;outline:0;padding:13px 16px;flex:1;border-radius:999px;font:inherit}.newsletter-form button{border:0;background:var(--gold);color:var(--navy);padding:13px 20px;border-radius:999px;font-weight:850}.page-hero{padding:76px 0;background:linear-gradient(140deg,#f4f7ff,#fffaf1);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(40px,5vw,62px);max-width:850px}.page-hero p{max-width:760px;font-size:19px;color:var(--muted)}.content-wrap{display:grid;grid-template-columns:260px minmax(0,760px);gap:60px;align-items:start}.side-nav{position:sticky;top:110px;border:1px solid var(--line);border-radius:18px;padding:20px;background:white}.side-nav strong{display:block;margin-bottom:10px;color:var(--navy)}.side-nav a{display:block;padding:8px 0;color:var(--muted);font-size:14px}.prose h2{font-size:32px;margin-top:44px}.prose h3{margin-top:28px}.prose p,.prose li{color:#4d5870}.prose ul{padding-left:21px}.notice{background:#fff8e8;border-left:4px solid var(--gold);padding:20px 22px;border-radius:0 14px 14px 0;margin:28px 0}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:34px}.contact-card,.form-card{border:1px solid var(--line);border-radius:24px;padding:34px;background:#fff}.contact-options{display:grid;gap:18px;margin-top:28px}.contact-option{padding:20px;border-radius:16px;background:var(--soft)}.contact-option strong{display:block;color:var(--navy)}.contact-option span{font-size:14px;color:var(--muted)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:grid;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:750;font-size:14px}.field input,.field select,.field textarea{width:100%;border:1px solid var(--line);border-radius:13px;padding:13px 14px;font:inherit;background:white}.field textarea{min-height:150px;resize:vertical}.site-footer{background:var(--navy);color:#cbd5ef;padding:62px 0 28px;margin-top:80px}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:42px}.site-footer .brand{color:white}.site-footer h4{color:white;margin:0 0 15px}.site-footer a{display:block;color:#cbd5ef;margin:9px 0;font-size:14px}.site-footer p{max-width:430px}.footer-bottom{border-top:1px solid rgba(255,255,255,.13);margin-top:40px;padding-top:22px;font-size:13px;display:flex;justify-content:space-between;gap:20px}.legal-note{font-size:12px;color:#9cabc9;max-width:700px}.badge{display:inline-flex;padding:6px 10px;background:var(--sky);color:var(--blue);border-radius:999px;font-size:12px;font-weight:800}
@media(max-width:900px){.nav-links{display:none;position:absolute;top:76px;left:0;right:0;background:white;padding:25px 20px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}.hero-grid,.split,.contact-grid,.content-wrap{grid-template-columns:1fr}.hero{padding:68px 0}.trust-grid{grid-template-columns:repeat(2,1fr)}.trust-item:nth-child(2){border-right:0}.cards{grid-template-columns:1fr 1fr}.category-grid,.process{grid-template-columns:1fr 1fr}.side-nav{position:static}.newsletter{grid-template-columns:1fr}.newsletter-form{min-width:0}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.container{width:min(calc(100% - 28px),var(--max))}.topbar{display:none}.cards,.category-grid,.process,.form-grid,.footer-grid{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr 1fr}.trust-item{padding:16px 8px}.section{padding:62px 0}.section-head{align-items:start;flex-direction:column}.newsletter{padding:32px 24px}.newsletter-form{flex-direction:column;border-radius:18px;background:transparent;padding:0;gap:10px}.newsletter-form input,.newsletter-form button{border-radius:12px}.footer-bottom{flex-direction:column}.hero-panel{padding:20px}}